Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
We provide easy and affordable financing through our partner, Bread®, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order over 6, 12 or 36 months at competitive interest rates as low as 0% APR*.
No Payment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy
Check your rate in seconds without leaving our site
Visit Bread®'s help center.
*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.